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Can I Put Makeup On Fresh Microbladed Eyebrows

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A Calendar week In Chapel Hill, NC, On A $99,972 Salary

Welcome to Money Diaries where nosotros are tackling the ever-nowadays taboo that is money. We're asking real people how they spend their hard-earned money during a seven-day menstruum — and we're tracking every terminal dollar.

Today: a software developer who makes $99,972 per yr and spends some of their money this week on Dunkin' drinks.

Occupation: Software Developer
Industry: Artificial Intelligence
Age: 23
Location: Chapel Colina, NC
Bacon: $99,972
Net Worth: ~$55,000 ($xl,000 in my 401(k), $10,000 in savings (fluctuating throughout the calendar month depending on my direct deposit and expenses), and $3,000 in my HSA. I live with my partner, who makes a bit more money than me, and who doesn't accept pupil loan debt.)
Debt: $0
Paycheck Amount (2x/month): $2,325
Pronouns: They/them or she/her

Monthly Expenses
Rent: $ane,200, which is the rent (including water and sewer) for the two-bed, 1-bath I share with my partner. We basically carve up expenses, simply I have a lower credit limit so pay more of the routine bills.
Student Loans: $0 (I paid off $12,000 in educatee debt and a $14,000 auto loan after I finished college in 2019.)
Auto Insurance: $80
Renter'due south Insurance: $10
News: $25 (I subscribe to two dissimilar local newsletters to stay informed, too as having a Medium membership and two other email lists.)
AAA Membership: $8
Prescription Medication: $40
Pet Medication/Nutrient: $20
Phone Bill: $15 (I have a TracFone.)
Spotify: $fifteen (I pay for a family unit program so that some friends can use information technology.)
Charitable Contributions: $500 to $750

Was there an expectation for you to attend college pedagogy? Did you participate in any form of higher education? If yes, how did you pay for it?
I was expected to get to college, simply I was a studious kid then it seemed obvious. My parents promised us that they would contribute the cost of state school towards the university of our choice — my brothers both attended the state college and and then graduated with no debt. I received a lot of scholarships just took out about $12,000 in the get-go 2 years of school. I graduated early and was an RA the third year, so I didn't have to take out any loans the 3rd yr.

Growing upwardly, what kind of conversations did you accept virtually coin? Did your parent/guardian(s) educate you lot virtually finances?
My parents are very upwardly mobile and through career advocacy moved from lower middle class when I was a immature kid to upper eye class by the time I was in high schoolhouse. That means I was used to a lot of frugality — coupon clipping, thrift shopping, and camping ground vacations — but we never struggled to afford the necessities and were able to travel frequently. I'chiliad super grateful for all the lessons about how to alive well below your means, only at present that I have my current job, I've been trying to learn where it pays off to splurge a little more than.

What was your first job and why did y'all become information technology?
Through high school, I tutored to get a chip more than spending money. That summertime, I worked as a dishwasher and waited tables at a local eatery, so I could take money for any expenses (textbooks, school supplies, and spending coin) at college.

Did you worry most money growing up?
I definitely realized that my family couldn't beget some of the aforementioned things every bit my friends, but mostly my parents were and so creative well-nigh it that I never took it to middle. I spent a lot of sleepless nights in one case I was former enough to call back about college, but ultimately I'1000 glad I chose to attend a private school because it set me upwardly for my software career despite non being much more expensive later scholarships.

Do yous worry about money now?
Only virtually medical bills. In the last year, I've started showing signs of a chronic disease, so betwixt actress follow-ups with my GP and some specialist visits, it adds up quickly. Information technology'south been great for my stress levels to not have to mentally tally every single purchase for fearfulness of overdrafting my checking business relationship.

At what age did yous become financially responsible for yourself and do you have a financial safety net?
Besides tuition, I started paying for all of my expenses after my 2nd twelvemonth of college when I was nineteen. I had an internship in my current urban center, which meant I had to pay hire and purchase all my own groceries for the first time, instead of living in the dining hall and having a repast plan. My partner has more coin in savings than I exercise, which nosotros could dip into if there was a brusque-term change to our situation. If I were to accept a major crisis, I'd probably exist able to motility back in with my parents, though they'd expect me to chip in for rent and share food costs if I however had any income.

Do yous or have yous ever received passive or inherited income? If yes, please explain.
Not since I was a kid.

Twenty-four hours One

12 p.one thousand. — I gyre out of bed and consume two over-easy eggs with leftover bootleg yogurt bread (I love sourdough, but haven't made the leap to making my ain starter). I'm on a self-improvement kicking for the new year, and then I become dressed, give my dog breakfast, and invite the friends in my pod for a walk at one of the nearby greenways.

2 p.m. — Nobody's around for the walk, but my partner and I become for almost four miles. In order to go out of our pandemic slump, we're both trying to get out of the business firm more.

4 p.yard. — On the mode domicile, I cease at a neighbour's house to pick up some shot spectacles they were getting rid of on my local Buy Nothing grouping. I as well pick upward some Dunkin' drinks on the style. $11.73

5 p.m. — My skin has been kinda congested lately, so I put on a face up mask my friend gave me when they de-stashed last year. I eat last nighttime's dinner leftovers (blackness bean hummus and loubia with some toast) for a late dejeuner, get-go watching Parks and Rec with my partner on Peacock, and look upwardly outdoor fitness classes. I find a Zumba form nearby that meets Midweek evenings.

ix p.thou. — It'southward my partner's turn to cook dinner — they make fried rice. I empty and re-load the dishwasher and talk to my parents on the phone.

11 p.m. — I dyed my hair before Christmas, but it didn't come out how I wanted so I ordered a color-depositing conditioner to accommodate information technology. To prime my pilus for the dye, I do a bleach launder with some clarifying shampoo. Since I'm already continuing in the bath, I also dye my eyebrows with Just For Men beard dye (which I read about doing in a Kesha interview back in 2020). I got my brows microbladed last summertime, just the combo of the microblading and the dye is what makes them bold plenty to actually frame my face.

12 a.m. — Stop my shower (I but shampoo my hair once a week, then it takes a little longer than usual), accept my meds and vitamins, and watch TikTok for a bit until I fall comatose.

Daily Total: $11.73

Twenty-four hours Two

9 a.grand. — I recently moved teams, and then I take a new recurring meeting starting this week at 9:45. I manage to become out of bed by 9:30. I eat a banana, update my bullet journal, and check my email and Slack messages.

11 a.thou. — Have my domestic dog out, make breakfast (same as yesterday — 2 over-easy eggs with the rest of the leftover bread), and brew up some dark-green tea with peppermint. While going through my junk mail that got delivered while nosotros were out of town, I see a flyer for fiber cyberspace. I was interested in getting it when we moved, simply it wasn't available then, so I sign up. It's higher bandwidth and cheaper than my current neb fifty-fifty without all the rebates they're doing right now (I won't pay for annihilation until the first bill comes).

i p.m. — Heads down. Monday is usually a pretty light workday for me, but I had terrible executive dysfunction on Friday so I have some stuff I'm behind on including working on a portfolio to get promoted, as well as some evolution work for my new team.

three p.yard. — I heat up some leftover fried rice for lunch and brand a protein shake with frozen berry mix and oat milk. Take the canis familiaris out once more. My new conditioner was delivered!

7 p.grand. — Wrap up work for the twenty-four hours. Normally on Mondays, my partner and I work out together, but they enquire me to run to CVS to catch some stuff because they're non feeling well. Too the stuff they need, I grab them some more skincare (because they're always running out) and some processed. I also get myself a chocolate bar because I call back my flow is about to starting time. $38.75

8 p.yard. — My turn to melt dinner! I want boiled potatoes and I sauté some chicken to get with them. While I'm cooking, I eat spinach drizzled with olive oil. I struggle to become enough vegetables, merely I find baby spinach pretty tolerable and so we usually take some in the fridge for snacking.

9 p.m. — Consume dinner, watch more Parks and Rec.

11 p.g. — Shower and get to bed. I utilise the new coloring conditioner, but I tin't really tell if it actually dyed my pilus at all.

Daily Total: $38.75

Day Three

9 a.thousand. — I didn't sleep super well, and then my ambitions of getting up early to go a caput start on work are dead in the water. I practice go up early enough to make myself toast (which I'm eating with leftover hummus) and mash some tea earlier my first call starts. I don't usually take a lot of meetings, but today I have a block that runs until noon.

10 a.m. — One meeting ends early enough for me to take the dog out and requite her breakfast. I check my email and Slack messages.

12 p.m. — I eat a basin of skyr with some berries while on a video phone call with a couple of friends from piece of work, but I don't stay on long. I grab the extra shot glasses I picked up Sunday and leash up the dog for a walk around the neighborhood. I drop off the glasses and option up a cork board from another Purchase Nothing listing. The round trip is well-nigh three miles. I'thou really grateful to be living in a walkable town.

2 p.m. — Become back and accept spinach and leftover potatoes for luncheon. I'm saving the chicken for this evening's dinner, and then I scramble upwardly some turkey sausage and eggs with cheese. I check my emails over again and am still feeling kinda fried so instead of diving back into work, I curlicue TikTok for a while. Some KF94 masks I ordered terminal week get delivered, which is not bad considering we're getting depression on stock — the website only allowed me to gild packs of 50, and so I'm planning on distributing a bunch to our pod and offering the extras to the Buy Nothing group after in the week.

4 p.yard. — Meeting ends early. I was hoping to get some more work washed, but I'yard simply feeling run down and instead manage to consume some leftover Christmas candy and lay on the couch.

seven p.m. — My partner yet isn't feeling well, so we both accept some Tylenol. After laying on the couch all afternoon, my knees are actually starting to injure. I watch a few episodes of Large Mouth while they have a social call. Then they brand rice and frozen potstickers for dinner while nosotros watch Parks and Rec.

eleven p.one thousand. — Shower and go to bed. Not as early on as I was hoping to practice that tonight.

Daily Full: $0

Day Iv

ix a.m. — Wake up with my first alarm because my shoulders are hurting. I must accept slept on them wrong. Despite waking up early, I have no energy this forenoon so I only lay in bed reading Twitter for the next hr. I don't take time to make breakfast before my coming together and just take more Tylenol instead.

11 a.g. — No more meetings today, and I'm craving comfort nutrient, so I make shakshuka for breakfast. It's a recipe I've merely made once before, just information technology comes out slap-up and succeeds in lifting my mood a bit. I also drinkable some herbal tea with oat milk.

12 p.m. — I've been interested in getting a produce box to take more consistent fresh veggies, and then I sign up. There'south a coupon to become $25 off, then I add together a few extras to the $xv box and only pay the delivery fee. $4.99

2 p.chiliad. — I write some code and transport it to my teammate to look over. While I'm waiting for them to go dorsum to me, I make clean out my closet and put abroad the pile of clothes that has accumulated. I find a big bin of stuff to get rid of. I'll sort through information technology later this week to figure out what to put upward for resale, what to mail up on the Buy Cypher group, and what to bulk donate (either through the wearable bins that circulate through the Purchase Nothing group, or to a nearby thrift store that works with unhoused people in the community). My big projection for this calendar week is to get rid of a desk I bought last summer, but betwixt closing out this task for work and Zumba, I probably won't have fourth dimension today.

iii p.1000. — A hearty lunch (leftover shakshuka and hummus on toast, plus a berry and oat milk poly peptide shake) and respond to my teammate's comments. I have some extra fourth dimension, and so I first looking into the background of a related chore that I'll probably be able to first on tomorrow.

5 p.m. — Time to go ready for Zumba! I oasis't worn most of my conditioning clothes in a while, so it takes me a couple extra minutes to get dressed. The class is virtually forty minutes from my apartment, just I manage to make it a few minutes early to park my car and pay the instructor. The class is great! I've never done Zumba before, but I plan on going back next week. $v

8 p.m. — Get home and crash on the couch in front of Project Runway. Practice I lookout also much TV? For dinner, I make my new favorite ramen upgrade (it has tahini, chili paste, and soy sauce) and swallow some leftover chicken while it's boiling.

11 p.m. — Normal routine — shower and bed.

Daily Total: $9.99

Solar day Five

9 a.m. — Wake up a bit earlier than normal because my partner has to go to a physician's appointment. Instead of using this fourth dimension for something productive, I'm reminded of a TikTok I saw a couple days ago most hair cutting and decide it's time for a quick trim. I've almost exclusively done my ain hair since high schoolhouse (before that, my mom would cutting it, but she had a mishap once after I asked for long layers and ended upward with a long bob), and information technology normally turns out pretty well. I finish up with about 2 minutes to sign onto my first meeting.

11 a.m. — I really have to be on camera subsequently, so I practice my skincare and put on some makeup. My skincare routine is actually deadening — I launder with Cetaphil gentle cleanser in the shower, and in the mornings I have a generic toner from Target, and then Cetaphil moisturizer and Bio-Oil. I haven't been a huge makeup wearer since I've been in pandemic mode, but I accept a bones routine I practise on weekdays to help my features read on camera. I besides take the domestic dog out and ready upwards the new Wi-Fi. My teammate has made some more comments on the code I've been working on, then I make some changes and send them dorsum.

12 p.m. — My partner picks upwards Bojangles for brunch on the style home from their appointment. I scarf information technology downwards just earlier joining a Toastmasters meeting. I became a member terminal summer My public speaking skills definitely stand to improve, but I more often than not just enjoy attending meetings.

one p.m. — Toastmasters meeting ends. I terminate setting up the Wi-Fi and cancel my previous service. I post everything I'm getting rid of except the apparel to the Buy Nil grouping.

4 p.m. — I'm not actively looking for new jobs, only a recruiter from another company reached out to me about a month ago, so I have a half-hour phone call. Then it's time to walk the canis familiaris before it gets too dark out.

8 p.m. — Once I get back, I swallow a bowl of skyr with berries and get through my email and Slack messages once more. I play some Stardew with my partner.

eight p.m. — My plow to brand dinner over again — nosotros're running low on groceries, then I brand waffles using whole-grain protein mix.

11 p.m. — Put some more final touches on my haircut before my shower and head to bed. I'm still awake by midnight, then I get a caput beginning on tomorrow'south Wordle.

Daily Total: $0

Day Half-dozen

ix a.one thousand. — Wake upwards before my alarms, for once. My first meeting doesn't start until 10:thirty today, so I lay in bed scrolling through social media for a while before getting up. I check my emails and Slack messages. I'yard donating blood this afternoon, so I fill out my Rapid Pass and make sure to drink some extra h2o.

eleven a.k. — Take the dog out. The waffle iron is still left out from last night, so I scrounge in the pantry for baking mix and make garlic cheddar waffles for breakfast. I likewise accept some skyr with berries for a little nutritional value.

12 p.thou. — Drink more water, then heads down for a chip. The produce box I ordered gets delivered.

two p.m. — My claret donation is in about an hour, so I have to head out. I return my old router and modem (a procedure which, thanks to some weirdly designed parking lots and a miscommunication from the Internet access provider, takes well-nigh 45 minutes), and ringlet up to my blood donation engagement a bit late.

iv p.m. — Head out from the blood drive subsequently eating some fruit snacks, which are my main motivation to donate blood. On the manner home, I hit Plato'southward Closet — this week has been pretty cold and I'k realizing almost of my actually warm clothes are from college and are at least two sizes smaller than I'd like. I find a pair of jeans for my partner and a cute graphic sweatshirt. I take store credit from some jeans that didn't fit my partner a few months ago and a coupon. $v.17

v p.chiliad. — Make it home but in fourth dimension to join a tabletop RPG session. I've never played whatever RPGs before, but the group ends upwardly having good chemical science and I have an unexpectedly good time. I realize I haven't had luncheon, so during a suspension in the session, I find almonds, some candy, and an apple tree. I tip the facilitator because they're a broke college student and I figure they could use the money. $30

8 p.m. — Session ends, and my partner has gotten food from our favorite Indian takeout place delivered. We watch Parks and Rec while I decompress from the game, which was pretty emotional.

11 p.m. — I'm so tired that nosotros caput to bed, manner earlier than normal for a Fri.

Daily Total: $35.17

Day Vii

10 a.yard. — Wake up without an alarm, only get up quickly. A nearby university's theater section is having a costume sale, and I told a friend I'd meet them there because they're working on building a more interesting wardrobe. Partner tin't notice their chugalug and I take to call my pharmacy to choice upwards a prescription today before I run out, so we cease upwards leaving a full 60 minutes later than I had planned. We take brunch plans with our pod, but the restaurant doesn't serve food that won't make me sick, and so I scarf down some sourdough toast and a blueberry-oat milk protein shake before dashing out the door.

12 p.thou. — The costume auction is kinda underwhelming, but we have some time to kill so we walk the domestic dog around campus for a bit. Everyone ends up running and so late to brunch that it gets pushed back far plenty that I don't accept time to arrive before I take to head over to Zumba. I'm notwithstanding running nigh fifteen minutes early, but I and so realize my car needs gas. $48.22

1 p.m. — I'one thousand really getting into Zumba! $five

3 p.m. — On the style home, I need to pick up the prescription I called in — my insurance covers it completely, and so I have no copay. Nosotros're supposed to get some potentially icy weather tomorrow, then I pick upward a few odds-and-ends groceries to make sure we don't have to run dorsum out. Information technology'south more expensive than I was expecting — serves me right for shopping hangry. $61.10

4 p.1000. — I get domicile and have cheese, crackers, and hummus for lunch. I also mix upwards some cappuccino pulverization with oat milk and caramel. Yum! I'm really tired from all the stress of the forenoon, then I take a nap on the couch in front of YouTube. It's very unsatisfying because the apartment is a flake too cold, and I'chiliad laying in a fashion that hurts my knees.

7 p.thousand. — I wake upward and browse Etsy for a necklace I've been thinking near buying. Take a shower in an attempt to warm up.

eight p.thousand. — I make pizza for dinner! Our terminal jar of red sauce has mold in it, but we take canned tomato sauce from other recipes that I mix into something passable. I as well run out of flour 80% of the style into making the dough, so information technology isn't quite right. Merely I've got decent produce from the box, so it really comes out really well!

9 p.m. — I've been looking for a fleece pullover to replace one I'd been keeping at my parents' business firm. I find one on Poshmark for really cheap, and then I impulse buy it. My partner is on a telephone call, and so I consume my pizza in front of Large Oral cavity. $15.05

12 a.yard. — Head to bed.

Daily Full: $129.37

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Source: https://finance.yahoo.com/news/week-chapel-hill-nc-99-160013799.html

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